Are you planning to buy an HDB flat? You might have some questions regarding the HDB flats application process. You’re probably already familiar with the rules on HDB flats collection, but did you know there are also additional rules that apply?
HDB’s Key Collection rules are a pain for many homeowners. If you’re planning on getting your HDB flat keys, read on to find out why the HDB requires you to keep your HDB key collection within certain limits, and what to do if you want to challenge the rules.
There are a few things to do after the HDB Key Collection:
Check to see if the keys work
The procedures will be finished by your BTO, and you’ll then receive the keys. Check the keys to your front door even if it might seem obvious to do so. If you don’t accomplish this now, you’ll have to make up for the time later.
Inspect your new HDB/BTO
Absolutely, yes, check, check! Every corner of the HDB BTO needs to be inspected. Check for faulty starters and switch on all the lights. Check the faucets and taps to make sure they are working correctly. Make sure your sink doesn’t have any problems.
Check the doors’ and windows’ handles and hinges to ensure they work. If there are any defects in your flat, you should immediately bring them to the Building Service Centre’s attention. A warranty covers HDB flats for a year.
Set up a door-opening ceremony if you believe in the power of Feng Shui
It is useful for everyone who believes in good fortune. We have all been told to do a ritual. If you complete your HDB resale key collection, we suggest you do a small ritual. If you want to learn how to use the items, you must talk to your local Feng Shui. Do this first to start with a positive vibe.
Get down to cleaning
Yes, this is step four and not the first. When you pick up your HDB key collection, the first thing that comes to mind is all the dust and grime you’ll have to face when you step in. Remember to clean up after you’ve done the above tasks.
You must pay attention to the main areas to keep the house clean. If you want to do it on your own, it is best to hire a professional. There are a lot of housekeeping services in every city.
It’s time to have your interior designer see your home
It’s time to welcome your interior designer as your first visitor. The “boring” element of the remark shouldn’t deter you from residing in a lovely house. You’ll enjoy the vista, I promise!
This is the kind of undertaking that only happens once in a lifetime and calls for a qualified expert who can be trusted. You’ll need your designer to visit your home, measure and mark the area, then get to work! Only occasionally will the design process go as expected; when it does, you’ll want someone on hand to handle the aftermath.
Decide on the budget for a renovation
It’s time to crunch some numbers. The majority of us, let’s face it, save money in order to realize our desire to own our own home. You should include in the cost of your supplies and labor as well as the amount of time required for the renovation when determining your budget. If I had to do it over again, I would suggest spending as much as you can on high-quality products. If necessary, take into account getting a loan.
If you work with the proper interior design partners, renovation in Singapore is less expensive than you might imagine. Do you know the average cost of renovations in Singapore? Check SHEinterior to know best price.
Key collection rules from HDB
When is HDB/BTO key collection?
The keys to your flat will be ready for collection when the project is complete. You’ll collect the keys to the flat 6 months after you sign the lease when you book a completed flat.
Balance Payment
You must pay the full purchase price and sales tax in full before you can collect the keys.
Stamp duty and legal fees
You have to pay a fee when you collect the keys. Stamp duty and registration fees can be paid on the Deed of Assignment.
Contra Payment Facility
The Contra Payment Facility provides an additional loan on top of your housing loan. If you need the net proceeds from the sale of your current flat to cover the shortfall, it makes up the shortfall in funds.
Home Protection Scheme (HPS)
When buying a home, it’s good to protect yourself by getting mortgage-reducing insurance from the CPF Board. You’ll need to be insured under HPS to use your CPF Ordinary Account savings to pay your monthly loan.
Fire insurance
You must buy a fire insurance policy because you will be paid a lump sum if there is a fire at your rental flat.
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